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A Cautionary Tale for Patents Covering Fintech and AI

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Brett Trout On April 30, 2025, the Federal Circuit issued a precedential decision in Fintiv, Inc. v. PayPal Holdings, Inc., No. 23-2312, with far-reaching implications for the validity of patents in financial technology (fintech) and artificial intelligence (AI). The court found several claims in Fintiv’s patents invalid for indefiniteness under 35 U.S.C. § 112 ¶ 6. […]